Q-Lana left an indelible mark at the CEE23 annual conference...
READ MOREThe platform
Q-Lana is a very comprehensive, fully configurable, easy-to-use digital banking
platform. Q-Lana is based on low-code technology, using microservices and APIs.
It is flexible to adjust to the specific needs of your institution:
The Structure
Q-Lana offers a fully configurable Loan and Fund Management Platform, coupled with an Open Banking System. Leveraging our proprietary low-code technology, our platform is flexible and adaptable to the specific needs of our client’s business
Q-Lana combines our extensive industry experience and expertise with advanced software development skills. Our successful track record of implementing and running the platform is a testament to our capabilities.
We enhance our technology solutions with comprehensive expert advisory services across the entire spectrum of banking operations. We collaborate with a wide range of partner companies, including those already engaged with our clients, to provide a holistic approach.
With this robust setup, we offer a range of solutions tailored specifically for Financial Institutions and Fund Managers.
Intelligent Workflow Solution
Our platform is designed to accommodate a client’s unique workflows while providing intelligent solutions for every phase of the process. Explore our extensive list of functionalities to see how we can support your operations.
Intergrated Bank Management
Q-Lana extends the capabilities of traditional Loan and Asset Management Systems by integrating them into a comprehensive platform that supports modern Bank and Investment Strategies. Focused on Customer-Centric Business and Intelligent Risk Management, Q-Lana aggregates exposures and revenues across customers and related parties. It integrates rating and scoring systems to calculate forward-looking instruments like Risk-Adjusted Return on Capital (RAROC). By combining risk appetite with public and proprietary information, we support AI-driven Knowledge Management, enhancing your institution’s approach to risk and customer-centric business.
Beyond Expectations
Q-Lana surpasses traditional Loan and Asset Management. Our platform seamlessly integrates with all digital and physical front-end channels, internal systems, external solutions, and Core Banking/Accounting products to facilitate efficient and smooth Digital Transformation. We advise our clients on setting up optimal Data Analytics frameworks and implement infrastructure solutions through our partners. Additionally, we develop Risk Sharing solutions via our subsidiary, Q-Lana Investment Advisors.
What makes Q-Lana Special?
- Q-Lana uses a proprietary flexible low code platform, which makes digitization an agile tool to continuously adjust and grow with the needs of the institutions.
- Q-Lana’s strength is the collaboration with Financial Institutions in the development and implementation of successful digitization strategies.
- Benefit from a low code-based, open banking solution that elevates your current offerings and flexibly adjusts to rapidly changing customer demands.
- Combine existing products and services with innovative new ideas and third-party solutions to build the most Customer Centric solutions of Risk Appetite concepts.
- We understand financial services have decades of experience in software development and financial services.
- We are experts in Risk Management and Lending.
- We have completed digitalization projects with institution of various size and complexity.
Why QLana
- Q-Lana automates workflows and reduces process time
- Existing information about clients is leveraged resulting in simplified processes
- improved risk assessment and customer centricity
- One single tool for origination, disbursement, monitoring, and reporting
- Improved collaboration within teams and across departments
- Reduced risk of errors – take advantage of automated verifications and decisions
- Reduce manual processing and exception handling
- Organizational walls disappear – collaborate across teams to better serve clients
- Make it easier to collaborate with external service providers
- User-friendly SME lending tool that minimizes repetitive tasks in processing loan applications.
- Transparency about the lending process. Know the status of an application at any stage
- Apply from anywhere – multichannel approach: mobile application, online portal, meeting in a branch
- Possibility for fast pre-qualification, followed by accelerated credit decision, optimized “time-to-money”. Based on risk appetite, decision and fund disbursement could happen within minutes for simple loans
- Focus on true client relationships built on trust and experience. This will help the collaboration even in times of crisis
- Digital document flow as well as a detailed alert system, sending notifications about application status and payment schedule
- Transparently calculated credit limits for different credit products that can be quickly launched depending on business needs
- Guidance when using loan simulators with an option to play with available loan variants in order to find out the best solution
- Cross-product customer journeys designed to make the work of your corporate bank customers a breeze
- Automation of routine activities thanks to bulk payments, extensive self-service features, and flexible approval workflows
- Q-Lana is built on a low code platform, allowing easy integration via API and microservice structure
- Business model of our open banking platform is based on collaboration and co-creation with the IT department
- Q-Lana relies on a strong team of highly qualified and experienced development experts
- Focus is on engaging with your IT team in the implementation process
- Utilize exposed APIs, design system components, app templates, and starter libraries to facilitate independent development
- Work in multiple, parallel streams thanks to microservice architecture
- Your IT department becomes Q-Lana experts allowing you to initiate your own development and configuration activities
- Q-Lana has been designed using decades of experience from financial risk managers
- In-depth knowledge about credit risk models is used to define workflows, controls
- Q-Lana incorporates the most detailed concepts and tools for risk assessment and monitoring of exposures, including early warning trackers
- Fully configurable risk rating/scoring widgets that can be calibrated based on the proprietary data of the institution
- Prepared to run vintage and migration analysis as well as valuation tool.
- Incorporate stress testing and scenario analysis
- Developing risk appetite concept for more transparent risk exposure management
- Fraud Detection – by verifying if multiple processes have been initiated for the same customer
- Q-Lana’s approach targets a long term collaborative and transparent relationship with financial institutions
- The low code composabel approach allows to develop and implement based on the institution’s business plan and budget
- Transparent pricing with no hidden cost. We are jointly interested to work in the most efficient way and seek the most valid options when it comes to suppliers
- Q-Lana helps increase profit margins in your banking business through more efficient processes and better risk management
- You will have a better transparency about your institution’s profitability through better data about processes, declined loans or other inefficiencies
